Lenders & Mortgage
The difference between a smooth close and a blown deadline often comes down to the lender. Sara works with local loan officers who actually answer the phone, close on time, and quote real rates — not teasers.
- ✦Local mortgage brokers with Sacramento underwriting relationships
- ✦Jumbo loan specialists for the $1M+ Placer / El Dorado market
- ✦First-time buyer programs (CalHFA, FHA, down-payment assistance)
- ✦Fast pre-approval that strengthens your offer in a competitive market
Home Inspectors
A thorough inspection protects you from expensive surprises. Sara recommends inspectors who are meticulous, communicate clearly, and don't manufacture drama or gloss over real issues.
- ✦General home inspectors (foundation, roof, systems, structure)
- ✦Specialty: sewer lateral scope, pest/termite, pool, HVAC, electrical
- ✦Detailed photo reports delivered within 24 hours
- ✦Inspectors familiar with older East Sac / Land Park housing stock
Insurance
California's homeowners insurance market has tightened. Getting a policy quoted early — especially in wildfire-adjacent foothill areas — can make or break a timeline. Sara's agents know the current landscape.
- ✦Homeowners insurance agents active in the current CA market
- ✦Foothill / wildfire-zone coverage (Auburn, EDH, Granite Bay, Tahoe)
- ✦Early quoting so insurance doesn't derail your close
- ✦Bundling and CA FAIR Plan guidance where standard coverage is scarce
Contractors & Home Services
Whether you're preparing a home to list or settling into a new one, Sara's network of trades has been tested on real projects — not pulled from a directory.
- ✦General contractors, handymen, and pre-listing repair crews
- ✦Painters, flooring, and finish carpenters for listing prep
- ✦Landscapers and drought-tolerant / hardscape specialists
- ✦Stagers who understand the Sacramento buyer aesthetic
Listing Marketing
When Sara lists your home, presentation is handled by professionals — the same caliber of photography, video, and staging that the Sotheby's International Realty luxury catalog is known for.
- ✦Architectural photography + twilight exterior shots
- ✦Drone / aerial footage for lot, view, and neighborhood context
- ✦Cinematic video walkthroughs for luxury and unique properties
- ✦Sotheby's global marketing reach beyond the local MLS
Need a specific referral?
Tell Sara what you need — a lender, an inspector, a contractor, a stager — and she’ll connect you with the right person for your situation and neighborhood.
Ask Sara for a referral